Affordable Housing Programs


INVENTORY OF HOMES FOR SALE

This link provides a link to a list and map of homes currently for sale. For more information, please contact:

Housing Division
Mrs. Betty Jackson, Housing Coordinator
230 S. Jackson St. Ste. 345, Albany, GA 31701
Telephone: (229) 483-7694 ext: 2423 

Lease to Purchase

The City of Albany, Department of Community & Economic Development Lease Purchase program offers eligible homebuyers who credit scores are slightly below 620 for up to (12) twelve months. The applicant will participate in monthly credit counseling to increase their credit score so they can obtain a permanent mortgage. The applicant may qualify for down payment assistance or a soft second loan if necessary. For more information please contact:

Housing Division
Mrs. Betty Jackson, Housing Coordinator
230 S. Jackson St. Ste. 345, Albany, GA 31701
Telephone: (229) 483-7694 ext: 2423

 

Affordable Homeownership Program (AHOP)

The City of Albany, Department of Community & Economic Development, and Housing Division provides assistance to eligible low and moderate income households in the City of Albany, GA through its New Construction Program. The City, in partnership with private contractors, constructs new, single-family housing units within strategic planning areas to assist in providing affordable mortgages that will remain affordable over the life of the loan to low and moderate income households. These housing units consist of three (3) and four (4) bedroom homes. Please contact our housing counselor at (229) 483-7694 or an application can be retrieved at:

Housing Division
Mrs. Betty Jackson, Housing Coordinator
230 S. Jackson St., Ste 345, Albany, GA 31701
Telephone: (229) 483-7694 ext: 2423

 

Down Payment Closing Cost Assistance and Soft Second Loans

The City of Albany, Department of Community & Economic Development, and Soft Second Loans assist homebuyer who lacking the down payment and/or closing cost. The City provides a soft second loan as needed to make mortgages affordable. This loan will generally not exceed more than twenty-five thousand dollars for the Revitalization District and fifteen thousand dollars outside of the revitalization area of the purchase price for the home. For more information please contact:

Housing Division
Mrs. Betty Jackson, Housing Coordinator 
230 S. Jackson St., Ste 345, Albany, GA 31701
Telephone: (229) 483-7694 ext: 2423